Sins of the Father
It is asked, "If it is true that Adam's descendants do not inherit guilt from Adam, why does the Scripture teach that the children inherit the sins of the fathers?"  It doesn't teach that at all.  It teaches that the sins of the parents will be visited on the children to the third and fourth generation.  It is the consequences that children inherit, not the guilt or blame.
Furthermore, if one appeals to this principle in support of inherent sin, he has proven too much and therefore proven nothing at all.  If the "generational sins" theory is an extension of the manner in which Adam's sin affected his descendants, then children must be to blame for all sins of the fathers all the way back to Adam.  On the other hand, if the "generational sins" last only to the third and fourth generation, then Adam's sins, now more than four generations removed, could not affect us at all.  So it couldn't be said, "In Adam all died."  It would be said, "In Great Grandfather, Grandfather, and Father all died."  Look at what the Bible actually says about visiting sins on the children.
It is the effects of sin that are inherited, not a sinful disposition. 
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